Here Today. Here Tomorrow.

Welcome to Texana Bank Mortgage where we offer a comprehensive range of home financing solutions tailored to meet the diverse needs of homebuyers and homeowners. Known for our commitment to personalized service, we stand out by providing customers with an efficient and supportive experience, whether they're purchasing their first home, refinancing an existing loan, or investing in a second property. Our team works closely with you to understand your goals and financial circumstances, ensuring you find the right mortgage option to fit your needs.

What sets us apart is our deep understanding of the local housing market and dedication to fostering strong relationships with the community. Our experienced team will guide you through every step of the process, from pre-qualification to closing, ensuring transparency and confidence at each stage. With competitive interest rates and a wide variety of loan products including fixed-rate, adjustable-rate, FHA, VA, and USDA loans, we empowers you to achieve your homeownership dreams while staying within budget.

In addition to our mortgage services, Texana Bank is deeply committed to the communities we serve. By supporting local initiatives and maintaining strong connections with area real estate professionals, we helps foster economic growth and development. With a foundation built on trust, integrity, and a genuine desire to help individuals and families achieve their financial goals, Texana Bank Mortgage continues to be a trusted partner for homebuyers and homeowners alike.

Happy couple in their new home
Our simple 5-Step Process to Your New Home

Loan Programs

FHA

  • Credit Flexible

  • Great Rates and Low Monthly Mortgage Insurance

There are countless reasons why an FHA loan might be right for you, but here at Texana Bank Mortgage, we believe that these four features are what really sets FHA loans apart.

Jumbo

We make qualifying for a large loan straightforward, fast, and easy. At Texana Bank Mortgage, our specialty is funding the dream of homeownership - no matter the size of the loan or dream - for that matter.

Renovation

  • Flexibility

  • Save Your Money

Whether you are building, buying, or refinancing your home, a renovation loan allows you to add a room, remodel, and upgrade.

Reverse

  • Let Your Home Take Care of You

  • Borrowers age 62+

Reverse mortgages were created specifically for senior homeowners, allowing them to make the most of the equity they have acquired in their homes.

USDA

  • No Down Payment

  • Finance up to 100%

A home loan from the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, is a mortgage loan offered to rural property owners by the United States Department of Agriculture.

VA

  • Affordable, easy-to-understand

  • Long-term insurance-free

Texana Bank Mortgage offers affordable, easy-to-understand VA Home loans in recognition of the contributions and sacrifices veterans have made for America.

Vacation/Second Home

  • Fixed, adjustable, and interest-only options

  • Identify your ideal mortgage

Get your Texana Bank vacation home mortgage loan and make your dreams a reality - backyard barbeques and sunsets by the lake.

Down-Payment Assistance

  • Subsidize costs

Eligible borrowers may receive up to $15,000 in some counties. Borrowers who have not owned property in the past 3 years may be eligible.

Construction

  • No re-qualification

  • No Second appraisal

esigned for manufactured, modular, and stick built housing, this program offers an all-in-one financing option for construction, lot purchase, and permanent mortgage funding with one closing.

Conventional

Buyers can use a conventional mortgage to purchase a one- to four-unit home, a condominium, modular or manufactured home as a primary, secondary or investment property.

184 Loans

  • Low down payments

  • Lower insurance rates

Federally recognized Indian tribes are eligible for specific loans made just for you: the Native American Home Loan or Section 184.

Non-QM Loans

  • True "Stated/No Income" Mortgage

  • Self Employed Bank Statement

  • Asset Only Qualifier

Non-QM loans are designed to serve borrowers whose financial profiles do not meet the criteria set forth for Qualified Mortgages.

What Our Customers Say